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    <title type="text">Meier Schack, LLC</title>
    <subtitle type="text">Meier Schack, LLC</subtitle>

    <updated>2026-04-23T07:25:34Z</updated>

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        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[I have been awarded a portion of my ex-spouse’s retirement account and I need a QDRO. How long will it take?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2020/01/i-have-been-awarded-a-portion-of-my-ex-spouses-retirement-account-and-i-need-a-qdro-how-long-will-it-take/" />
            <id>https://www.meierschack.com/?p=46065</id>
            <updated>2022-07-19T13:43:59Z</updated>
            <published>2020-01-06T22:38:10Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[I have been awarded a portion of my ex-spouse’s retirement account and I’m told I need a Qualified Domestic Relations Order (“QDRO”) to effectuate the transfer. How long will it take for the QDRO to be completed so that I can access the funds that were awarded to me? By Lisa M. Meier The time that it takes to draft…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2020/01/i-have-been-awarded-a-portion-of-my-ex-spouses-retirement-account-and-i-need-a-qdro-how-long-will-it-take/"><![CDATA[I have been awarded a portion of my ex-spouse’s retirement account and I’m told I need a Qualified Domestic Relations Order (“QDRO”) to effectuate the transfer. How long will it take for the QDRO to be completed so that I can access the funds that were awarded to me?

By Lisa M. Meier

The time that it takes to draft and implement a QDRO varies greatly depending on a variety of factors. Sometimes the process only takes 4-6 weeks; other times, the process takes 4-6 months. The basic steps involved in the drafting and implementation of a QDRO are as follows:

1. Contacting the Plan Administrator for the retirement account and requesting the Summary Plan Description and any sample QDRO language;

2. Drafting the QDRO;

3. Sending the draft of the QDRO to the Plan Administrator for preliminary approval;

4. If the QDRO is rejected, making any necessary revisions to the QDRO and sending the revised draft back to the Plan Administrator for preliminary approval;

5. If the QDRO is accepted, securing attorneys’ signatures or the parties’ signatures in the event they are not represented by attorneys;

6. Sending the QDRO to the Court for signature and entry;

7. Ordering a certified copy of the QDRO once it has been signed and entered by the Court;

8. Forwarding a certified copy of the QDRO to the Plan Administrator for final review and implementation; and

9. Implementation.

In addition to the above listed steps, some Plan Administrators require the expiration of a 30 day comment period and a 60-90 day appeal period after they have received a certified copy of the QDRO before they will implement the terms of the QDRO. Under federal law, once a Plan Administrator has received a certified copy of a QDRO, they have a reasonable amount of time to implement the QDRO. While ERISA case law has not specifically defined the term “reasonable,” in one ERISA case, it was determined that a Plan Administrator taking approximately 180 days to implement a QDRO from the date of receipt of a certified copy of the QDRO was reasonable.

In the event the retirement account is a defined benefit plan, you may not be able to access the funds in the account until certain requirements have been met (actual retirement of your ex-spouse, your ex-spouse attaining the “earliest retirement age” as defined by the Plan, etc.). However, if the retirement account is a defined contribution plan, you will be able to access the funds in the account once you complete the paperwork requesting a withdrawal. The Plan Administrator will provide this paperwork to you once the QDRO has been implemented.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[What is an Early Neutral Evaluation (ENE)?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2019/09/what-is-an-early-neutral-evaluation-ene-2/" />
            <id>https://www.meierschack.com/?p=46973</id>
            <updated>2022-07-19T13:44:05Z</updated>
            <published>2019-09-09T21:33:19Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[What is an Early Neutral Evaluation (ENE)? Early neutral evaluation (ENE) is a confidential alternative dispute resolution process designed for faster settlement of family court cases.  There are two separate ENE processes; one for parties to address issues related to custody and parenting time (often referred to as a social early neutral evaluation (SENE) or custody and parenting time early…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2019/09/what-is-an-early-neutral-evaluation-ene-2/"><![CDATA[<div class="clear-fix post-excerpt paragraph">

What is an Early Neutral Evaluation (ENE)?

Early neutral evaluation (ENE) is a confidential alternative dispute resolution process designed for faster settlement of family court cases.  There are two separate ENE processes; one for parties to address issues related to custody and parenting time (often referred to as a social early neutral evaluation (SENE) or custody and parenting time early neutral evaluation (CPENE)) and the other to address financial issues related to property division, spousal maintenance and/or child support (often referred to as a financial early neutral evaluation (FENE)).  Both the SENE/CPENE and FENE process are completely confidential.  Anything that is said by the evaluators during the ENE process is not reported back to the Judge.  In the event a settlement is not reached during the ENE process, the evaluators may only report to the Judge that there has not been an agreement reached and they are prohibited from providing the Judge with any details regarding the session*.

<strong>Social/Custody and Parenting Time Early Neutral Evaluation.  </strong>SENE/CPENE is a process for divorcing parents or never-married parents who are involved in a court cases dealing with issues related to custody or parenting time (visitation) for their minor children. The goal of the SENE process is help families navigate through the court process as quickly and fairly as possible before the parties become entrenched in time consuming and costly litigation.   In most cases, within the first two months of filing a case, the parties may elect to participate in the SENE process.  They will select or be appointed one male and one female SENE evaluator.  The parties (and their attorneys) will attend a session which is typically scheduled for three to four hours in which they will each tell the evaluators the relevant points about their relationship with their child(ren) and their wishes relative to custody and parenting time.  After asking follow-up questions, the SENE evaluators will consult and make recommendations regarding options for resolution of the custody and parenting issues.  They will inform the parties of what they believe a Judge might order in the event the case is fully litigated.  In the end, the parties will work with the evaluators and their attorneys to negotiate a resolution of all or some of the issues in their case.  In the event a resolution cannot be reached, the evaluators will inform the Judge that there has been an impasse and the case will proceed to litigation.

<strong>Financial Early Neutral Evaluation.</strong>  FENE is a process available for divorcing couples who are involved in court cases dealing with financial issues.  The FENE process can be used both by couples with children who have child support related issues and by couples without minor children who have issues related to division of assets and debts or a claim for spousal maintenance.  As with the SENE process, within the first few months of filing a case, the parties may elect to participate in the FENE process.  They will select a FENE evaluator who may be an experienced family law attorney or an experienced accountant or other financial expert with vast experience in family court.  The parties and their attorneys will be asked to identify for the FENE evaluator what issues they need assistance in resolving.  Once they have done so, the FENE evaluator will schedule a session and will request that both parties provide him/her with necessary financial information in advance of the session.  Prior to the session the evaluator will review the provided financial information and will prepare the appropriate spreadsheets and schedules.  When the parties and their attorneys attend the session, the evaluator will review and discuss the schedules and spreadsheets and ask follow-up questions.  The evaluator will make recommendations including options for resolving all or some of the outstanding financial issues.  The evaluator will also inform the parties of what they believe a Judge might order in the event the case is fully litigated.  In the end, the evaluator will work the parties and their attorneys to facilitate a resolution to all or some of the financial issues in the case.  In the event a full resolution cannot be reached, the evaluators will inform the Judge that there has been an impasses and the case will proceed to litigation.

* The SENE/CPENE evaluators are typically mandatory reporters; despite the confidentiality of the ENE process, the evaluators are compelled to report to the proper authorities any instances where they believe a party may be an immediate harm to themselves, the minor child(ren) or others.

<strong><em>This website is for general information purposes only.</em></strong><em> Nothing on this website should be taken as legal advice for any specific circumstance. As laws vary from state to state, some information on this website may not be correct for your jurisdiction and cannot replace the advice of competent legal counsel licensed in your state.</em>

</div>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[How are custody and parenting time determined in Minnesota?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2019/05/how-are-custody-and-parenting-time-determined-in-minnesota/" />
            <id>https://www.meierschack.com/?p=46055</id>
            <updated>2022-07-19T13:44:10Z</updated>
            <published>2019-05-30T21:29:50Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[How are custody and parenting time determined in Minnesota? In Minnesota, regardless of whether you were married or you have a joint child outside of a marriage, when either party brings an Court action, the Court will make custody and parenting time determinations based upon Minnesota Statute § 518.17. In every case where the parties have joint minor children, he…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2019/05/how-are-custody-and-parenting-time-determined-in-minnesota/"><![CDATA[How are custody and parenting time determined in Minnesota?

In Minnesota, regardless of whether you were married or you have a joint child outside of a marriage, when either party brings an Court action, the Court will make custody and parenting time determinations based upon Minnesota Statute § 518.17.   In every case where the parties have joint minor children, he parties must reach an agreement and/or the Court will issue an Order establishing legal custody, physical custody and parenting time for each child.

Legal Custody.

Legal custody is defined by Minnesota Statute § 518.003 as “the right to determine the child’s upbringing, including education, health care, and religious training.”  In Minnesota it is presumed that joint legal custody, is appropriate, and joint legal custody will be granted unless the other party is able to show that joint legal custody would not be the child’s best interests.  Joint legal custody means that both parents have equal rights and responsibilities, including the right to participate in major decisions determining the child’s upbringing, including education, health care, and religious training.

In deciding whether to award legal custody, the Court considers the following factors:

The ability of the parties to cooperate in the rearing of the children.
Methods of resolving disputes regarding any major decision concerning the life of the child, and the parents’ willingness to use those methods.
Whether it would be detrimental to the child if one parent were to have sole authority over the child’s upbringing.
Whether domestic abuse has occurred between the parties.
Physical Custody.

Physical custody as defined by Minnesota Statute § 518.003 means “the daily care and control and the residence of the child.”  In Minnesota there is not a presumption in favor of joint physical custody.  However, if joint physical custody is awarded (and it often is), this means that the routine daily care and control and the residence of the child is structured between the parties.

In making a decision regarding an award of sole physical custody to one party or an award joint physical custody to both parties, the Court must consider the best interest of the child based upon following:

the wishes of the child’s parent or parents as to custody;
the reasonable preference of the child, if the court deems the child to be of sufficient age to express preference;
the child’s primary caretaker;
the intimacy of the relationship between each parent and the child;
the interaction and interrelationship of the child with a parent or parents, siblings, and any other person who may significantly affect the child’s best interests;
the child’s adjustment to home, school, and community;
the length of time the child has lived in a stable, satisfactory environment and the desirability of maintaining continuity;
the permanence, as a family unit, of the existing or proposed custodial home;
the mental and physical health of all individuals involved; 0) the capacity and disposition of the parties to give the child love, affection, and guidance, and to continue educating and raising the child in the child’s culture and religion or creed, if any;
the child’s cultural background;
the effect on the child of the actions of an abuser, if related to domestic abuse, that has occurred between the parents or between a parent and another individual, whether or not the individual alleged to have committed domestic abuse is or ever was a family or household member of the parent; and
except in cases in which a finding of domestic abuse has been made, the disposition of each parent to encourage and permit frequent and continuing contact by the other parent with the child.
The court may not use one factor to the exclusion of all others. The primary caretaker factor may not be used as a presumption in determining the best interests of the child. The court must make detailed findings on each of the factors and explain how the factors led to its conclusions and to the determination of the best interests of the child.

Parenting Time.

Despite the importance of legal and physical custody labels, many would argue that the most important aspect of an agreement and/or Order is the parenting time schedule.  Parenting time is the specific schedule specifying when the child spends time with each parent.   A parenting time schedule must be developed based upon the best interests of the child.

While there are some schedules that we often see work for parents, it is most important to identify a schedule that works best for each family.  While a certain amount of flexibility is best for both the parents and the child, a formal, structured parenting time schedule should take into account the unique circumstances of each family, their work schedules, school arrangements and extracurricular obligations.

In addition to outlining a day-to-day schedule, most parenting time arrangements include provisions for sharing time on holidays, allowing parents to take vacations with the child, and address other issues unique to each family.

In many instances, custody and parenting time determinations are the biggest issues in the case.  If you are able to reach a detailed agreement on these issues, you can often avoid significant expense and conflict in the future.   With our vast experience dealing with these issues, we are often able to anticipate issues that will need to be addressed which you may not have considered.  If you would like to sit down with an experienced family law attorney to discuss these issues, please contact our office for a no charge consultation.

 

 

This website is for general information purposes only. Nothing on this website should be taken as legal advice for any specific circumstance. As laws vary from state to state, some information on this website may not be correct for your jurisdiction and cannot replace the advice of competent legal counsel licensed in your state.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[How is child support calculated in Minnesota?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2019/05/how-is-child-support-calculated-in-minnesota/" />
            <id>https://www.meierschack.com/?p=46058</id>
            <updated>2022-07-19T13:44:16Z</updated>
            <published>2019-05-15T21:31:52Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[In Minnesota, regardless of if you have a child from a marriage or have a joint child outside of a marriage, when either party brings an Court action, both parties will be Ordered to contribute to the support of the child based upon the guidelines and formulas set forth in Minnesota Statute § 518A. Minnesota Statute requires the Court to…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2019/05/how-is-child-support-calculated-in-minnesota/"><![CDATA[In Minnesota, regardless of if you have a child from a marriage or have a joint child outside of a marriage, when either party brings an Court action, both parties will be Ordered to contribute to the support of the child based upon the guidelines and formulas set forth in Minnesota Statute § 518A.

Minnesota Statute requires the Court to take into account the following factors in calculating child support:

1. The number of children for which child support is being paid.
2. The income or potential income of both parents.
3. The amount of spousal maintenance (if any) being paid by one party to the other.
4. The amount of child support being paid by one party to a third-party for a non-joint child.
5. The number of non-joint children residing with either parent.
6. The cost of any medical and dental insurance coverage being provided for the child(ren).
7. The cost of any work or education related child care being provided for the child(ren).
8. The amount of time the child(ren) is/are ordered to be with each parent.
9. The amount of public assistance (if any) being expended for the child(ren).

In many situations the answers to these questions are very straightforward. In other cases, it becomes significantly more complicated if one or both of the parents is self-employed, unemployed (and seeking work), working less than full-time, or choosing not to work outside the home at all. Notwithstanding, once each of the factors outlined above is addressed, the Court will apply a formula which will result in the presumed amount of child support payable from each party to the other.

Once the Court determines the presumed amount of basic child support payable under the statutory formula (or the “guideline amount”), either party may request that the Court order a party to pay more or less than the guideline amount of support. While it is unusual for the Court will deviate from the guideline amount, in order to do so the Court must determine that the payment of a higher or lower amount of child support would be in the best interests of the child(ren).

In addition to transfer of basic child support, in most cases, the Court will Order both parties to share in the cost of medical and dental insurance coverage, child care costs and uninsured medical and dental expenses.

While seemingly straightforward, child support can quickly become and complicated issue based upon a number of regularly changing factors. If you have more questions about child support, please contact our office for a no charge consultation.

This website is for general information purposes only. Nothing on this website should be taken as legal advice for any specific circumstance. As laws vary from state to state, some information on this website may not be correct for your jurisdiction and cannot replace the advice of competent legal counsel licensed in your state.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[What is the difference between a legal separation and a divorce?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2019/01/what-is-the-difference-between-a-legal-separation-and-a-divorce/" />
            <id>https://www.meierschack.com/?p=46061</id>
            <updated>2022-07-19T13:44:21Z</updated>
            <published>2019-01-14T22:34:56Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[As people are contemplating the end of their marriage, they often want to know if there is a benefit to separating first.  In Minnesota the statute allows for either a “Legal Separation” or a “Dissolution of Marriage.”  Adding to the confusion is that the word “separation” often applies to folks who are trying an informal period apart from one another…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2019/01/what-is-the-difference-between-a-legal-separation-and-a-divorce/"><![CDATA[As people are contemplating the end of their marriage, they often want to know if there is a benefit to separating first.  In Minnesota the statute allows for either a “Legal Separation” or a “Dissolution of Marriage.”  Adding to the confusion is that the word “separation” often applies to folks who are trying an informal period apart from one another without a formal legal proceeding.        Following is a brief explanation of the differences between a dissolution of marriage (or divorce), a legal separation and an informal separation: Dissolution of Marriage (or Divorce).   In Minnesota a dissolution of marriage action will terminate your marital relationship completely.  In order to be divorced, you must serve and file a dissolution of marriage action with the District Court.  Once the dissolution is final, you will no longer be married and you will no longer have the rights and obligations afforded to married people under the law (that’s not to say you will not have other obligations as a part of the dissolution proceeding).    If you ever decided that you want to be married to the person you divorced, your only option would be to remarry that person. As a part of a dissolution of marriage action, the Court will require that you address all issues related to custody of children, parenting time (or visitation), child support, spousal maintenance (or alimony), division of assets, allocation of debt, and all other issues stemming from the marital relationship.  In most instances, your divorce will not be final until all issues deemed relevant to the Court are addressed to the satisfaction of the Judge handling your case. Legal Separation.   A legal separation is also major change in the status of your marriage. To get a legal separation, you must serve and file a legal separation action with the Court. In many ways, a legal separation is the same as a divorce. Both include custody, parenting time, child support, and, if appropriate, spousal maintenance (alimony) orders. The parties can also ask the judge to issue an order that divides the parties’ assets and debts.  In a legal separation action the parties have some limited control over what the Court does and does not address. The major difference between a divorce and a legal separation is that if you are legally separated, you are still married. If you decide you want to end your marriage after a legal separation is completed, you will then need to go through the court process to get divorced.  Because of this, in many cases, a legal separation action followed by a divorce action can result in the parties spending twice as much time and money as they would have had they simply initiated a dissolution action at the outset. Informal Separation.   Parties will often elect to participate in a temporary or trial separation prior to proceeding with a divorce or legal separation action.  This type of separation is informal and is not governed by the Court.  In most cases, the sharing of expenses, time with the children and allocation for payment of debt and expenses must be agreed upon between the parties. In the event you have disputes that you are unable to resolve amongst yourselves while you are informally separated, you do not have any meaningful way to secure your spouse’s cooperation without commencing a formal divorce or legal separation action. This website is for general information purposes only. Nothing on this website should be taken as legal advice for any specific circumstance. As laws vary from state to state, some information on this website may not be correct for your jurisdiction and cannot replace the advice of competent legal counsel licensed in your state.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[What to expect when you go to Court.]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2018/12/what-to-expect-when-you-go-to-court/" />
            <id>https://www.meierschack.com/?p=46068</id>
            <updated>2022-07-19T13:44:26Z</updated>
            <published>2018-12-17T22:38:42Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The Initial Case Management Conference For many people, the decision to start a divorce or custody action is the most difficult and intimidating step.  Other people are paralyzed by the idea of going to Court.  Fortunately, the Court’s in Minnesota have come to understand that the idea of going to Court is scary for many people.  Most counties in Minnesota…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2018/12/what-to-expect-when-you-go-to-court/"><![CDATA[<b>The Initial Case Management Conference</b>

For many people, the decision to start a divorce or custody action is the most difficult and intimidating step.  Other people are paralyzed by the idea of going to Court.  Fortunately, the Court’s in Minnesota have come to understand that the idea of going to Court is scary for many people.  Most counties in Minnesota have adopted a program called the Initial Case Management Conference or “ICMC”.   The concept of the ICMC was first developed and implemented in Hennepin County.  After years of positive feedback and success with the ICMC process, the program has expanded to almost every other County in Minnesota. In most instances, after a divorce or custody case has been filed by you or your attorney, you and/or your attorney will receive notice from the Court confirming that your case was filed and notifying you that your case has been scheduled for an ICMC.  The ICMC will be scheduled within two to six weeks from the date your case was filed. If you are represented by an attorney, you and your attorney will attend the ICMC together.  Your spouse or co-parent will also be expected to attend along with their attorney (if they have one).  You will be asked to provide the Court with some basic information about your case.  Typically you are required to submit that information to the Judge two to seven days before your scheduled ICMC. The ICMC is intended to be an informal meeting between all parties, attorneys and the Judge.  This will give you an opportunity to see the Courthouse and meet your Judge.  This is often also your first opportunity to meet the opposing attorney in your divorce or custody case.  While each Judge may choose to manage their ICMC’s differently, you can expect the following to occur at the ICMC:
<ul>
 	<li>The Judge will talk with both parties causally to learn about your case and your family;</li>
 	<li>The Judge will encourage you, your spouse or co-parent, and the attorneys to consider alternative dispute resolution options for resolving the case;</li>
 	<li>The Judge will explain some options for alternative dispute resolution, and particularly encourage you to participate in a program called an Early Neutral Evaluation; and</li>
 	<li>The Judge will work with you to develop a plan for follow-up on your case and a status phone call or hearing may be set.</li>
</ul>
The ICMC is intended to be informational and it is not an opportunity for you, your spouse or co-parent, or the attorneys to argue specifics of the case.   Unless the parties and attorneys specifically agree otherwise, the Judge cannot issue an order for custody, parenting time, child support or spousal maintenance at the ICMC. You can expect the ICMC to take between fifteen minutes to an hour.  You should make sure to respect the Judge by dressing appropriately, turning off your cell phone, and by refraining from chewing gum or bringing food and beverages into the courtroom. Since many cases settle quickly, the ICMC may be your only visit to Court but if your case does not settle and you have to return to Court later, the ICMC process will give a much better idea of what to expect at the courthouse.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[Things to Consider when Negotiating the Terms of a Qualified Domestic Relations Order (“QDRO”)]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2018/12/things-to-consider-when-negotiating-the-terms-of-a-qualified-domestic-relations-order-qdro/" />
            <id>https://www.meierschack.com/?p=46070</id>
            <updated>2022-07-19T13:44:31Z</updated>
            <published>2018-12-11T22:40:37Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[(Tips for Attorneys when Dividing Defined Contribution Plans) 1. What’s the plan name? Make sure the correct name of the retirement plan is listed in the divorce decree. Some judicial officers will reject a QDRO if the name of the retirement plan listed in the QDRO does not exactly match the name of the retirement plan as listed in the…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2018/12/things-to-consider-when-negotiating-the-terms-of-a-qualified-domestic-relations-order-qdro/"><![CDATA[(Tips for Attorneys when Dividing Defined Contribution Plans)

1. What’s the plan name? Make sure the correct name of the retirement plan is listed in the divorce decree. Some judicial officers will reject a QDRO if the name of the retirement plan listed in the QDRO does not exactly match the name of the retirement plan as listed in the divorce decree.

Your best bet is to verify the name of the plan with the Plan Administrator of the retirement account. You and/or your client can obtain the contact information for the Plan Administrator by contacting the company’s human resources department.

2. Is the award to the Alternate Payee subject to earnings/losses? Specifically, is it intended that the award be a flat dollar amount (i.e. $10,000), or is it intended that the award be subject to market gains and losses (i.e. $10,000 as of the division date plus/minus earnings/losses from the division date through the date of distribution to the Alternate Payee)?

3. If the award is subject to earnings/losses, will the Plan Administrator calculate the earnings/losses for you? Sometimes the Plan Administrator will prepare the earnings/losses calculation; sometimes they won’t. If the Participant and/or his/her employer are no longer contributing funds into the account, you may want to consider converting the dollar amount awarded to a percentage. For instance, if it is intended that the Alternate Payee receive $15,000 subject to earnings/losses and the total value of the account is $110,000, you could instead provide that the Alternate Payee be awarded 13.64% of the total value of the account.

4. What is the division date? Make sure to be clear about the division date. Specifically, is the division date the valuation date, the date of entry of the Judgment and Decree, the date of the transfer of the funds from the Participant’s to the Alternate Payee’s account, or some other date?

5. Who pays the administrative fee? Some Plan Administrators charge a fee to review a proposed QDRO to determine if it is in fact a QDRO. This administrative fee will be taken directly out of the Participant’s account, the Alternate Payee’s account, or both accounts. The amount of this administrative fee can vary. It can be as little as $300 or it can be as much as $1,000. Which party pays this administrative fee? Is it split between the parties equally or proportionately, or is one party solely responsible for paying the fee?

6. Who drafts the QDRO? You, the opposing counsel, another attorney that you hire, or a third-party neutral hired by both parties? If you would like to hire another attorney and/or a third-party neutral to draft the QDRO, you should contact our office at [nap_phone id="LOCAL-CT-NUMBER-2"]. Lisa M. Meier, an attorney in our office, has over 10 years of experience drafting QDROs. She prepares defined contribution QDROs for a flat fee of $300.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[Why would I need a Prenup?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2018/11/why-would-i-need-a-prenup/" />
            <id>https://www.meierschack.com/?p=46073</id>
            <updated>2022-07-19T13:44:37Z</updated>
            <published>2018-11-20T22:43:17Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The Top 5 reasons to make sure you have an Antenuptial Agreement (Prenup) before you get married. A prenuptial agreement, or antenuptial agreement as they are called in Minnesota, is a contract between two individuals who are planning to be married. The antenuptial agreement can be as broad or narrow as the partners would like and will provide for how…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2018/11/why-would-i-need-a-prenup/"><![CDATA[The Top 5 reasons to make sure you have an Antenuptial Agreement (Prenup) before you get married.

A prenuptial agreement, or antenuptial agreement as they are called in Minnesota, is a contract between two individuals who are planning to be married.  The antenuptial agreement can be as broad or narrow as the partners would like and will provide for how certain issues will be resolved in the event of the divorce and/or death of either partner.  In Minnesota, if either partner dies or the parties divorce  without an antenuptial agreement (or a will in the case of death), Minnesota Statute and the courts will determine how the estate (including marital and non-marital assets) will be dispersed and will also decide how the issue of spousal maintenance will be handled.

Some people fear it is unromantic to have an antenuptial agreement but in reality there are a number of practical reasons a person should consider entering into an antenuptial agreement prior to his/her marriage.  Following are the top 5 reasons to enter into an antenuptial agreement:

1.            You have an ownership interest in a family business.   You and your family want to do  everything possible to make sure a long held family business remains in the family in the event of your divorce or death.

2.            You have children from a previous relationship.   You want to make sure the assets you have accumulated prior to your marriage are preserved for your children from a previous relationship.

3.            You have been married and divorced before and want to address some issues that were particularly contentious in your last divorce.  You are concerned because you were a part of a lengthy divorce battle in the past and you would like to make sure you do not have to spend a lot of money in the future addressing the same issues again.

4.            You want to protect the family cabin or family farm in the event of divorce.  Many people have cabins or farms that have been in the family for generations and want to make sure that those pieces of property remain in the family without any threat from a future in-law.     

5.            You fear the unknown.  The process of preparing an antenuptial agreement gives you an opportunity to discuss potential future issues prior to being married.  The process often allows couples to anticipate financial concerns that may come up throughout the marriage and not just in the event of divorce or death.

Minnesota Statute outlines a number of very specific requirements that must be met at the time of execution in order for an antenuptial agreement to be enforced during a divorce proceeding or in the event of death.  In order to make sure your antenuptial agreement complies with all of the statutory requirements, it is important for both parties to be represented by an attorney in the drafting and execution of the document.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[Do I have to pay Spousal Maintenance (Alimony)? Will I get Spousal Maintenance (Alimony)?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2018/11/do-i-have-to-pay-spousal-maintenance-alimony-will-i-get-spousal-maintenance-alimony/" />
            <id>https://www.meierschack.com/?p=46080</id>
            <updated>2022-07-19T13:44:43Z</updated>
            <published>2018-11-13T22:44:00Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Unlike other some other states, in Minnesota, there is not a magic formula to determine if you will receive or will have to pay spousal maintenance/alimony as part of a divorce, how much that spousal maintenance will be and for how long the obligation will be in place. In Minnesota the determination can be relatively subjective based upon a number…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2018/11/do-i-have-to-pay-spousal-maintenance-alimony-will-i-get-spousal-maintenance-alimony/"><![CDATA[Unlike other some other states, in Minnesota, there is not a magic formula to determine if you will receive or will have to pay spousal maintenance/alimony as part of a divorce, how much that spousal maintenance will be and for how long the obligation will be in place.

In Minnesota the determination can be relatively subjective based upon a number of factors set forth in the statute. As a part of your divorce case, a Judge will determine if the party claiming they need financial assistance lacks the resources (income, income producing assets, and/or child support) to provide for their own support. Next the Judge will determine if the party who would pay spousal maintenance has resources available to provide for their own support and potentially pay child support, while contributing to the support of the other spouse.

Minnesota Statute provides the guidelines to the Judge for making a complete analysis regarding spousal maintenance and for determining the amount of the spousal maintenance and the duration of the obligation.  Following are the factors that must be considered by the parties, their attorneys and ultimately the Judge:

“(a) the financial resources of the party seeking maintenance, including marital property apportioned to the party, and the party’s ability to meet needs independently, including the extent to which a provision for support of a child living with the party includes a sum for that party as custodian;

(b) the time necessary to acquire sufficient education or training to enable the party seeking maintenance to find appropriate employment, and the probability, given the party’s age and skills, of completing education or training and becoming fully or partially self-supporting;

(c) the standard of living established during the marriage;

(d) the duration of the marriage and, in the case of a homemaker, the length of absence from employment and the extent to which any education, skills, or experience have become outmoded and earning capacity has become permanently diminished;

(e) the loss of earnings, seniority, retirement benefits, and other employment opportunities forgone by the spouse seeking spousal maintenance;

(f) the age, and the physical and emotional condition of the spouse seeking maintenance;

(g) the ability of the spouse from whom maintenance is sought to meet needs while meeting those of the spouse seeking maintenance; and

(h) the contribution of each party in the acquisition, preservation, depreciation, or appreciation in the amount or value of the marital property, as well as the contribution of a spouse as a homemaker or in furtherance of the other party’s employment or business.”em> Minn. Stat. § 518.522, Subd. 2.

In some cases, a spousal maintenance obligation may be permanent (or indefinite); in other cases, a spousal maintenance obligation may be temporary in order to provide the person receiving the spousal maintenance the time necessary to regain the ability to provide for their own support.

Spousal maintenance is a very complex and nuanced issue. If spousal maintenance is an issue in your case, it is important to work with an experienced attorney that can guide you through these issues and advocate for you vigorously.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Meier Schack, LLC</name>
				            </author>
            <title type="html"><![CDATA[We have a baby and we are not married. Now what?]]></title>
            <link rel="alternate" type="text/html" href="https://www.meierschack.com/blog/2018/08/we-have-a-baby-and-we-are-not-married-now-what/" />
            <id>https://www.meierschack.com/?p=46083</id>
            <updated>2022-07-19T13:44:47Z</updated>
            <published>2018-08-19T21:45:19Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[With fewer people feeling the pressure to get married, more children are being born to unmarried parents. If the parents’ relationship remains in intact they may not experience anything different than their married counterparts. However, in Minnesota when the relationship ends and until a Court action for custody and parenting time (visitation) is commenced, there is a divergence in the…]]></summary>
			                <content type="html" xml:base="https://www.meierschack.com/blog/2018/08/we-have-a-baby-and-we-are-not-married-now-what/"><![CDATA[With fewer people feeling the pressure to get married, more children are being born to unmarried parents.   If the parents’ relationship remains in intact they may not experience anything different than their married counterparts.  However, in Minnesota when the relationship ends and until a Court action for custody and parenting time (visitation) is commenced, there is a divergence in the law and married parents have very different rights to their children than unmarried parents.

In Minnesota, during the period when the relationship is ending but before a court action is established, unmarried parents have very different legal rights to their children than married parents do.  Specifically, until there is a custody and/or parenting time (visitation) agreement incorporated into a court order or an order directly from a Judge, the birth mother of a child born out of wedlock has sole legal and physical custody rights to the child(ren).  This means that even if both parents have signed a Recognition of Parentage form, the father or non-birth parent does not have any legal or physical custody rights to the child(ren).  In fact, without a court order, if the birth mother is not willing to allow the non-birth parent to have parenting time or visitation with the child(ren), there is no legal obligation that birth mother allow the non-birth parent access to the child(ren).

Once a court action is started, and paternity is established, a determination of custody and parenting time follows the same process that is followed for married parents and custody and parenting time determinations will be made based upon the best interests of the child(ren).  However, most often it is the critical period between the break-up and the issuance of a court order that is particularly difficult for non-married parents.  Ideally, parents will work together through a break-up keeping the best interests of their children in mind, but tensions can be strong and people often struggle with communication as relationships are ending.

For both parents, but particularly for the non-birth parent, it is important that you move quickly to meet with an attorney and/or to start a court action as the relationship is ending to ensure that your custody and parenting time (visitation) rights are established as soon as possible.

Further complicating matters for unmarried parents in cases where the birth parent is receiving public assistance on behalf of the child(ren), it is possible that the county providing the assistance will independently bring an action to collect reimbursement for all or a portion of the public assistance from the non-birth parent.  In other words, even where both parents have a good relationship and would prefer to stay out of the court system, the county attorney could start a child support and reimbursement case without cooperation of either parent.   It is important to note that the county attorney will be representing only the county and not either parent in this action.  It is a common misconception that the county will represent the interests of the custodial or birth parent but this is not the case.

Under any scenario, if you are am unmarried parent, it is important that you are prepared to address custody, parenting time and child support issues quickly and strategically.  Ignoring or avoiding these issues will only make things more difficult.]]></content>
						        </entry>
	</feed>